Approach
I allocate long-term across public markets and crypto, prioritizing durability, simplicity, and downside control — with a USD/EUR capital buffer.
Rules
- Universe: broad equity exposure + scarce assets (crypto/gold)
- Holding period: multi-year by default
- Rebalancing: periodic, schedule-based
- Adds: only when the asset’s role remains intact
- Exits: only if the role breaks (not headlines)
- Maintain a USD/EUR capital buffer (liquid, separate from allocations).
Core exposures
- U.S. equity core — broad index exposure
- Global equity diversification — developed + emerging
- Gold — non-sovereign store of value
- Bitcoin — digital scarcity / asymmetric upside
- Ethereum — programmable asset exposure
Capital buffer
- USD
- EURO
Personal capital only. Nothing here is investment advice.